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| | A financial instrument which represents a claim over real assets or a future income stream. Such instruments are usually tradeable. Examples of securities include bonds, bills of exchange, promissory notes, certificates of deposit and shares.
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Fun, Inexpensive, Unique Gifts: Organic Gourmet Mushroom Home Growing Kits
Give the gift of Good Taste: Mushroom Kits are amazingly simple, fun, and have countless environmental benefits. Growing mushrooms at home means enjoying many affordable, fresh and gourmet meals year round. Gourmet Mushroom Logs produce the same organic mushrooms used by the finest chefs in the world and the mushrooms grow easily, quickly, and almost anywhere in a home or office. Mushroom plug spawn allows economical, sustainable back yard mushroom cultivation of hardy gourmet and medicinal mushroom species. (PRWeb Nov 17, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1609634.htm ]]>
Africa is Not a Country: Education and Children's Literature About the African Continent in the Age of Obama
With the election of Barack Obama, a leader with family in Kenya, educators could find themselves rethinking and revising how they teach the continent of Africa. Thanks to an illustrated children's book, "Africa is Not a Country", many American students are aware of the vibrant diversity of Africa's 53 countries. Without a rounded education about the continent, generalizations about the countries and cultures can limit our understanding of the continent and create harmful stereotypes. Educators across the country will be focused on issues like this the week of November 17th as it is both International Education Week and Celebrate Geography Awareness Week. (PRWeb Nov 17, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1617554.htm ]]>
Ready to Rock Kids is Rockin' Music Kids Can Learn From
READY TO ROCK KIDS VOLUME 3 (Free Spirit Publishing, $16.95 for CD and book, $14.95 for CD only) by Dr. Mac & Friends uses a variety of musical genres -- rap, rock, show tunes, doo-wop, country, pop, dance, and more -- to teach children ages 4-9 about important topics like honesty, kindness, self-esteem, feelings, communication, positive thinking, overcoming fears, and celebrating diversity. Kids who learn these skills feel more confident and happy. (PRWeb Nov 14, 2008)
Read the full story at http://www.prweb.com/releases/Childrens_Music/Ready_to_Rock_Kids/prweb1613664.htm ]]>
Rapid Resources® Wins 2008 Awards of Excellence: Award from Technology & Learning Magazine Honors Best Education Products
Rapid Resources® has been named a winner of the 2008 Awards of Excellence from Technology & Learning magazine. This awards program recognizes educational products that demonstrate effective and creative uses of technology. Rapid Resources is for teachers and it helps them create individualized learning plans from a database of 500 learning activities that are correlated to state standards. (PRWeb Nov 14, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1608534.htm ]]>
Kids Science Website Offering Chances for Scholarships to Those Who Participate in their New Program
Super Fun Science has just announced their new Dollar Store Science program was released on November 11th. The program consists of biology, physics, chemistry and earth science, and each part of the program includes three kids' science concepts. Those who are enrolled in one program are eligible for a scholarship, and the more programs kids enroll in, the more likely they are to receive a scholarship. (PRWeb Nov 13, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1595544.htm ]]>
Sparking a Big Bang for the British Economy
Inaugural Big Bang Fair to celebrate UK science and engineering talent and inspire future generations (PRWeb Nov 13, 2008)
Read the full story at http://www.prweb.com/releases/thebigbang/fair_2009/prweb1607514.htm ]]>
Whistlefritz Spanish CD Receives Multiple National Awards
Collection of Original and Traditional Spanish Songs Help Kids Learn Through Music (PRWeb Nov 13, 2008)
Read the full story at http://www.prweb.com/releases/Spanish_Language_CD/Kids_Learn_Spanish/prweb1609324.htm ]]>
Calling All Students: Olive Garden Essay Contest Ends Dec. 5
Now through Friday, Dec. 5, Olive Garden is seeking entries from students in first through 12th-grade for its annual Pasta Tales essay writing contest. (PRWeb Nov 13, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1607454.htm ]]>
Embanet- George Washington University Course gets top marks in distance education competition
The American Association for Paralegal Education (AAfPE) has chosen Embanet's American Jurisprudence course, taught by The George Washington University, as the winner of its 2008 AAfPE Distance Education Competition. (PRWeb Nov 12, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1598434.htm ]]>
Parents Can Stop Pulling Their Hair Out Over Computer Use
Getting kids to take a break from the computer to do other important things is a constant struggle for parents. The latest release of ComputerTime changes all of that by effectively eliminating those conflicts and restoring peace, and it's easy. (PRWeb Nov 11, 2008)
Read the full story at http://www.prweb.com/releases/Computer_Time/Kids_Internet_Use/prweb1604262.htm ]]>
U.S. House Passes Kirk Resolution Honoring The Hadley School for the Blind
Winnetka-based school teaches more than 10,000 blind and visually impaired students each year in all 50 states and 100 countries. (PRWeb Nov 11, 2008)
Read the full story at http://www.prweb.com/releases/Hadley/School_for_the_Blind/prweb1598694.htm ]]>
Top Photography School Students Win Awards Worldwide
Academy of Art University Photography School Shapes Future Talent (PRWeb Nov 10, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1578094.htm ]]>
World Discovery Box Aligns Hands-on Science Learning Station with National Science Education Standards
Schools Use Science Collection of Fossils, Marine Life, Minerals and Insects to Meet National Standards in Life Science and Earth Science (PRWeb Nov 10, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1581974.htm ]]>
Grant Seekers, Grant Writers, and Grant Givers Join My Grant Wrangler to Share Experiences
Nimble Press launches an online community for grant seekers, grant givers, and grant writers to increase transparency and efficiency in the education grant process. As budget cuts hit classrooms and personal pocketbooks, more and more teachers are seeking grants to supplement their classroom resources, but the application process remains confusing and lonely. My Grant Wrangler provides the first online community for participants to join in conversation and learn from one another. (PRWeb Nov 7, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1577094.htm ]]>
Application Essay Plays Increasingly Important Role in College Admission
Experts share tips to make your college application essay tell your unique story (PRWeb Nov 6, 2008)
Read the full story at http://www.prweb.com/releases/essay/editing/prweb1570374.htm ]]>
Mensa Salutes Armed Forces This November
Stars and Stripes. Serving your country. Central Intelligence. These are all phrases that go hand in hand with the U.S. military branches, and American Mensa, the high IQ society, would like to add one more: genius. (PRWeb Nov 6, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1580424.htm ]]>
Website Dedicated to Kids Science Now Offering Chance for a Scholarship to Students that Complete a Science Program Online
SuperFunScience.com will be awarding at least $10,000 of college scholarships within the next 12 months. These merit based scholarships will be available for students enrolled in one of SuperFunScience.com's new science programs to be released on Tuesday November 11, 2008. Bring science home, and make it fun with SuperFunScience.com. (PRWeb Nov 5, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1566374.htm ]]>
Disaster Recovery Grants Available for Adult and Family Literacy Programs Affected by Ike, Rio Grande Flooding
The Barbara Bush Texas Fund for Family Literacy and the Texas Center for the Advancement of Literacy and Learning (TCALL) in the College of Education and Human Development will be offering disaster recovery grants for Texas adult and family literacy programs adversely affected by Hurricane Ike and the Rio Grande flooding in September 2008. (PRWeb Nov 4, 2008)
Read the full story at http://www.prweb.com/releases/Literacy/Grants/prweb1567184.htm ]]>
New Children's Eco-Fantasy Novel Wins Award for Nature Writing
Part fantasy quest, part natural history, "Southcrop Forest" has recently been named an Award-Winning Finalist for Nature Writing in the National Best Books 2008 Awards, USA Book News. (PRWeb Nov 3, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1555084.htm ]]>
Gemm Learning Forms Virtual Advisory Board Learning Intervention Provider Assembles National Perspectives
To harness the resources of business, education and medical experts across the U.S., Gemm Learning has announced the formation of its Virtual Advisory Board. (PRWeb Nov 3, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1555714.htm ]]>
Wyzant.com Online Tutor Matching Service Sees Remarkable Growth as Parents Seek Tutors to Help Kids Improve Grades
Parents seeking tutors to help their kids improve their grades are turning to WyzAnt's private tutoring service, an online matching service that connects local college students, teachers, retirees and other professionals with students who need tutors to improve their grades. (PRWeb Nov 1, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1556044.htm ]]>
Gesell Institute Becomes Latest Innovator to Sponsor Program on BAM Radio Network
Forward-looking companies show increasing interest in new media channels (PRWeb Nov 1, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1551484.htm ]]>
3rd Annual Midwest Homeschool Convention Set for Cincinnati April 16-18, 2009
(PRWeb Oct 29, 2008)
Read the full story at http://www.prweb.com/releases/2008/10/prweb1532604.htm ]]>
Brooks-DeBartolo Collegiate High School Recommended for SACS-CASI Accreditation "Because Every Student Has The Potential to Realize Their Dreams"
Collegiate focused high school, founded by Tampa Bay Buccaneers linebacker Derrick Brooks, Brooks DeBartolo Collegiate High School (BDCHS), received a recommendation for accreditation from the Southern Association of Colleges and Schools (SACS) through its Council on Accreditation and School Improvement (CASI). (PRWeb Oct 29, 2008)
Read the full story at http://www.prweb.com/releases/2008/10/prweb1542014.htm ]]>
Registration Deadline for 2008 Administrative Leadership Institute is Oct. 31
The 26th Annual Administrative Leadership Institute (ALI) will take place Nov. 19-20, 2008, in College Station, Texas. (PRWeb Oct 29, 2008)
Read the full story at http://www.prweb.com/releases/Administrative_Leadership/Institute/prweb1544894.htm ]]>
Boas vs. Pythons: See the Big Squeeze Off at the Museum of Nature & Science's 'Reptile Fest'
Fun, hands-on experience and myth-busting shows aim to create awareness, respect for misunderstood snakes and other reptiles at Dallas Museum of Nature & Science Nov. 8-9, 2008. (PRWeb Oct 29, 2008)
Read the full story at http://www.prweb.com/releases/2008/10/prweb1534014.htm ]]>
Speaking out in Defense of Scary Stories on the Art of Storytelling with Children Show
Eric James Wolf, professional storyteller and host of the Art of Storytelling with Children Show, is available for print, radio and television interviews to defend the use of the scary stories in the Halloween tradition with children. (PRWeb Oct 28, 2008)
Read the full story at http://www.prweb.com/releases/scary/stories/prweb1530084.htm ]]>
Unique Music Store Brings Ancient Instrument Back To Life – And It Sounds Sweet : St. Louis Ocarina store causes resurgence of portable, affordable wind pipe, and carries ocarinas in a myriad of models fit for the whole family
The ocarina has a 12,000-year-old history that reaches across the globe from ancient China to Mesoamerica to 19th Century Italy. In the First and Second World Wars, ocarinas were popular with soldiers because of the instrument’s size and durability. In the last fifty years, though, the small and versatile flute fell into obscurity. (PRWeb Oct 28, 2008)
Read the full story at http://www.prweb.com/releases/louis_school/louis_ocarina/prweb1538494.htm ]]>
Free Illustrated Book on U.S. Constitution Now Available Online
Little Rock, Arkansas' Classic Rock Radio Station The Point 94.1 Offers Downloadable Book in Time for Election (PRWeb Oct 25, 2008)
Read the full story at http://www.prweb.com/releases/ThePoint941/Constitution/prweb1522254.htm ]]>
Easy-Fundraising-Ideas.Com Announces Addition Of Canadian Fundraising Joint Venture Partner
Easy Fundraising Ideas new Canadian joint venture partner site offers more fundraising ideas and products for their rapidly growing number of Canadian customers. (PRWeb Oct 23, 2008)
Read the full story at http://www.prweb.com/releases/2008/10/prweb1506144.htm ]]>
Celebrate Halloween With Costume Ideas, Crafts & Jack-O-Lantern Creator at FamilyEducation
Parenting site features costume ideas for all ages, tips for planning a frighteningly fun Halloween party. (PRWeb Oct 22, 2008)
Read the full story at http://www.prweb.com/releases/Halloween-craft-recipes/activities-costumes/prweb1507984.htm ]]>
Millions of Students Attend Top Accredited Online Colleges in Their Pajamas!
OVERVIEW.COM -- Career videos and government-based salary, career advice, and information have been added to our award-winning college and career website! In addition, hundreds of links to both campus-based and online schools and colleges, including technical colleges, vocational schools, and career colleges have been added. (PRWeb Oct 22, 2008)
Read the full story at http://www.prweb.com/releases/2008/10/prweb1502764.htm ]]>
Deaf Children to be Taught Synthetic Phonics Using Groundbreaking Free Software
The THRASS synthetic phonics programme is widely accepted as having the potential to more than double the normal rate of progress for reading and spelling in English, and soon it will also be possible to use synthetic phonics to teach deaf children through a new Cued Speech version of the groundbreaking THRASS Phoneme Machine software. (PRWeb Oct 22, 2008)
Read the full story at http://www.prweb.com/releases/2008/10/prweb1503834.htm ]]>
At Online College of University of Essex, Everything is Done Through the Internet - Even the Exam Boards
University of Essex reduces carbon footprint by meeting online. (PRWeb Oct 22, 2008)
Read the full story at http://www.prweb.com/releases/2008/10/prweb1504654.htm ]]>
On-line Spelling Bee Creating Big Buzz - BigIQBee.com Brings Competitive Spelling Platform to Web 2.0
Attention teachers and parents, finally, a free on-line resource that's not only educational, but is certain to spark the competitive spirit in your kids as they strive for success and a high ranking in the world's first web based spelling bee. (PRWeb Oct 22, 2008)
Read the full story at http://www.prweb.com/releases/2008/10/prweb1506584.htm ]]>
NEA's Member Benefits Corporation Selects Rapid Resources to Help its Members Save Time and Improve Student Achievement
Members of the National Education Association (NEA) now may purchase Rapid Resources - a proven, easy-to-use online tool for educators to build individualized learning plans -- at a special members-only pricing that saves over fifty (50%) percent off the annual subscription rate. NEA MB has also secured a free 30-day trial use of Rapid Resources. (PRWeb Oct 21, 2008)
Read the full story at http://www.prweb.com/releases/rapidresources/nea/prweb1485774.htm ]]>
Minnesota Children 'Read for the Record' and Raise Awareness About Early Education Crisis
Pearson Volunteers Help Raise $1.5 Million and Break World Record. (PRWeb Oct 21, 2008)
Read the full story at http://www.prweb.com/releases/2008/10/prweb1504934.htm ]]>
New Scholarship Available To All U.S. Students
Computer furniture manufacturer, Versa Tables, is offering a new scholarship to all students currently attending school in the United States. The scholarship contest is a simple 500 word essay and the deadline to apply is January 15th, 2009. (PRWeb Oct 21, 2008)
Read the full story at http://www.prweb.com/releases/2008/10/prweb1500214.htm ]]>
Teens Share Credit For Decline In Crash Deaths
Teen traffic fatalities are seeing a sharp drop in Texas, and researchers say that part of the credit for the first time goes to an unlikely source - teenagers themselves. (PRWeb Oct 21, 2008)
Read the full story at http://www.prweb.com/releases/2008/10/prweb1502954.htm ]]>
BAM Radio Network Inks Deal with HighReach Learning to Sponsor a New Educators' Channel
New programs to focus on next practices and teaching resources for teachers, educators and homeschoolers. (PRWeb Oct 17, 2008)
Read the full story at http://www.prweb.com/releases/2008/10/prweb1479374.htm ]]>
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The Securities Investor Protection Corporation (sipc)
By Larry Westfall, Thu Dec 8th
SIPC protects customers of registered brokers. SIPCis a nonprofit, membership corporation, funded by its membersecurities brokers. SIPC is neither a government agency nor aregulatory authority. The coverage provided by SIPC is often confused with thecoverage provided by the better-known Federal DepositoryInsurance Corporation (FDIC). When you deposit money in a bank,FDIC will guarantee, within certain limits, those funds ondeposit in member banks and thrift institutions. Important note: SIPC does not offer protection against lossesfrom the rise and fall in the market value of your investment,but it will offer protection against certain losses if a SIPCmember fails financially and is unable to meet obligations toits customers. The basic protection plan SIPCprotects customers of member brokers. However, it isimportant to recognize that SIPC does not cover an investoragainst loss resulting from a decline in the market value ofsecurities, nor from bad advice or unsuitable recommendations bya broker. SIPC protection may be extended in several ways. Inthe event, a member broker fails financially, SIPC can ask afederal court to appoint a trustee to liquidate the firm andprotect its customers. In cases involving smaller firms, SIPCmay protect the customers directly.
SIPC may arrange to have some or all of the customer accountstransferred to another SIPC-member broker. From this new firm, acustomer can transfer the account to another firm of theirchoice. Customers of the failed firm also will receive allsecurities registered in their names and a pro-rated portion ofall-remaining customer cash and held by the firm.After these distributions, SIPC’s own funds are used to pay theremaining claims of each customer up to a maximum of $500,000for claims, and up to $100,000 on cash claims. SIPC protects a customer’s cash and securities. Securitiescovered typically include stocks, bonds, notes, and certificateof deposit. SIPC does not cover many limited partnershipinterests nor any interest in gold, silver, or othercommodities. Cash on deposit with a SIPC member for any purposeother than purchasing is not protected. Remember thatSIPC does not cover an investor against loss resulting from adecline in the market value of securities, nor from bad adviceor unsuitable recommendations by a broker. If you are not sureof your protection, ask your broker. If you purchase stock through a brokerage firm, you usually haveseveral choices on how your stock certificates will be handled.One option will be to receive a certificate made out in yourname showing the number of shares purchased. However, if thestock certificate is lost or stolen at your home, SIPC will notprovide coverage. A second option is to have the stock certificate held in streetname. This term refers to the brokerage firm being listed as theshareholder of record of the corporation you purchased stock in,although you, the customer, are the actual owner.
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SIPC providescoverage for stock certificates held in this manner. When makinga deposit to your account by check, be certain thatyour check is made payable only to your SIPC member broker andnot to the account executive or registered representative.Protection for mutual funds and money market funds Mutual fund shares are and are covered in the samemanner as other in accounts with SIPC. Be aware thatbrokers who deal exclusively in mutual funds are not members ofSIPC, and customers of such firms are not protected by SIPC.Money market funds may be when they are organized asmutual funds. Therefore, when such funds are held by a SIPCmember in a customer’s account, such fund shares areprotected to the same extent as any other covered security. Notification and claim forms SIPC members in liquidation mustprovide notice through publication in one or more newspapers ofgeneral circulation and by mailing a copy of the notice togetherwith a claim form to each customer’s address as it appears onthe broker’s books and records. Customers then submit claimforms directly to an appointed trustee or to the SIPC. Followthe instruction on your notice and claim form. It is importantthat customers promptly submit their claim forms according tothe time limits given in the notice, because deadlines apply tothe filing of customer claims. If you miss these deadlines, youmay lose all or part of your claim for funds and securities.Customers can expect to receive payment on their account in oneto three months. The time will vary from case to case based onthe accuracy of the firm records or the involvement offraudulent activities by the firm or its principals. Who to contact with questions If you are not sure, whether afirm is a member of SIPC, or if you have questions regarding aclaim procedure, call or write to: InvestorProtection Corporation 805 Fifteenth Street, NW, Suite 800Washington, DC 20005-2207 (202) 371-8300 About the author:Larry Westfall is the owner of DIY Investing -http://www.pennystockebook.com | |
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Do-all-bellevue-family-law-lawyers-handle-child-support-cases-
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Because child support is a necessary issue in any family law involving child custody, it is reasonable to assume that all Bellevue family law Read more...
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WORLD ECONOMY....GROWING VERY FASTI could cite a lot of statistics but suffice it to say Asia is booming. Europe is growing and so are Latin America, Australia and Canada. Of the Read more...
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